Part D Advisors is proud to serve labor funds representing

Part D Advisors has worked extensively with labor unions and Taft-Hartley funds alike since our company began in 2005. From Plumbers and Pipefitters in Philadelphia to Firefighters in Seattle, our labor clients stretch across the country and represent every trade imaginable. However, no matter their difference in location or specialty, they all want the best for their retirees, which is why they hire PDA.

PDA’s Union clients know that PDA’s long standing commitment to labor means they’ll be supported every step of the way in the RDS application process and they are confident in our ability to find extra subsidy dollars to bring to their funds. PDA has years of experience working with labor and third party administrators, keeping their work load low while adding value, allowing them to keep doing what they do best with the knowledge their retirees are in good hands.

Labor and Part D Advisors

How labor organizations can get 15% more money with Part D Advisors

Read more about PDA’s unmatched experience helping labor funds find, collect and protect additional subsidy dollars.

Operating Engineers Receives Additional Subsidy Dollars

How Operating Engineers got an Additional $1.3M in Subsidy

By engaging with Part D Advisors in the reopening process, Operating Engineers received more than a million dollars in additional subsidy for their health care plan across just two plan year applications, an increase of 18%!

Labor Client Case Studies

+$3.5M

East Coast Public Employee Union

Reopening Appeals 2006-2009
Net gain: $3.5 million

The client results outlined below come from one of the largest public employee unions on the east coast, with over 40,000 retirees. As our client since 2010, PDA has helped this client file reopening appeals for four plan years and is now in the process of reopening another application as well as assisting this group with ongoing interim RDS filings. Below is a summary of results for plan years ending in 2006 – 2009. In PYE 2008, the client’s subsidy change was a negative $120,000 dollars and PYE 2009 was much lower than 2006 and 2007. At first, this may cause Plan Sponsors to rethink reopening previous years, but both PDA and the Plan Sponsor recognized the importance of ensuring their subsidy payments were correct, in case of a potential CMS Audit. By reopening and repaying this money voluntarily, the Plan Sponsor was able to avoid paying the money back out of pocket by balancing the loss against money still owed to them from the CMS, resulting in a net gain of over $3.5 million.

Plan Year Ending	RMEIs	Original Subsidy	PDA Appeal	Subsidy Change	Rate
PYE 2006	40,000	$12,600,000	$14,200,000	$1,530,000	12.14%
PYE 2007	43,000	$14,500,000	$16,300,000	$1,810,000	12.48%
PYE 2008	44,000	$15,500,000	$15,400,000	($120,000)	-0.77%
PYE 2009	45,000	$16,200,000	$16,600,000	$352,000	2.17%
Totals	43,000	$58,800,000	$62,500,000	$3,572,000	6.07%

+$500K

Northeastern Law Enforcement Association

Reopening Appeals 2007-2010
Net gain: $500 thousand

This Northeastern Law Enforcement Association is an organization comprised of the approximately 11,000 active and retired law enforcement officers. The group acts as the collective bargaining unit for those officers during contract negotiations with local government officals for the benefit of its members and their families. This organization hired PDA to reopen seven previously reconciled applications from plan years ending 2007-2010. Below is a summary of their results.

Plan Year Ending	RMEIs	Original Subsidy	PDA Appeal	Subsidy Change	Rate
PYE 2007	3,500	$855,000	$1,013,000	$158,000	18.48%
PYE 2008	3,700	$940,000	$1,120,000	$180,000	19.15%
PYE 2009	3,900	$810,000	$926,000	$116,000	14.32%
PYE 2010	4,000	$1,070,000	$1,180,000	$110,000	10.28%
Totals	3,775	$3,675,000	$4,239,000	$564,000	15.35%

+$300K

Speciality Trade Local Union

Reopening Appeals 2007-2009
Net gain: $300 thousand

This organization has been at the forefront of the fight for worker’s rights for over 100 years, while providing high quality water supply, waste and sewage services, water treatment and sewage treatment systems to single-family homes, garden and high-rise apartment buildings, large and small office complexes, power plants, refineries, factories and more nationwide. With the help of PDA, this union was able to reopen plan years ending in 2006, 2007, and 2008 for a combined total of over $285,000, money they can put to work to strengthen and support their members.

Plan Year Ending	RMEIs	Original Subsidy	PDA Appeal	Subsidy Change	Rate
PYE 2007	1,200	$ 560,000	$ 620,000	$ 60,000	10.71%
PYE 2008	1,200	$ 440,000	$ 620,000	$ 180,000	40.91%
PYE 2009	1,250	$ 630,000	$ 675,000	$ 45,000	7.14%
Totals	1,217	$ 1,630,000	$ 1,915,000	$ 285,000	17.48%

+$600K

Municipal Employees Union

Reopening Appeals 2007-2009
Net gain: $600 thousand

This municipal employee union exists to promote the financial soundness of its members, protect the benefit preferences of its members, and to build common bonds with its members for the long-term health of its members benefit program. By combining the vision of local municipal management and union leaders, their vision of providing dependable, affordable health insurance benefits for employees, retirees and their families has become a reality. By hiring Part D Advisors to aid these efforts through the Retiree Drug Subsidy program, this group increased their subsidy for reopened plan years 2007-2009 by an average of 10%, money that will go a long way in helping them reach their coalition goals. They have been so pleased with PDA’s results; they’ve requested our assistance for three more plan year reopenings.

Plan Year Ending	RMEIs	Original Subsidy	PDA Appeal	Subsidy Change	Rate
PYE 2007	4,000	$2,000,000	$2,250,000	$250,000	12.50%
PYE 2008	4,100	$2,150,000	$2,330,000	$180,000	8.37%
PYE 2009	4,200	$2,150,000	$2,350,000	$200,000	9.30%
Totals	4,100	$6,300,000	$6,930,000	$630,000	10.00%

+$400K

Specialty Trade Local Union

Reopening Appeals 2007-2011
Net gain: $400 thousand

This local specialty union represents the men and women who perform electrical construction, voice/data/video installation, and electrical maintenance work in the multiple midwest states. Their goal is to represent all electrical workers in their area, insuring and providing their membership with employment at the highest wage and greatest benefit package possible. This group hired PDA to reopen plan years 2007-2011 as well as for ongoing RDS services for plan years 2012 and 2013. Below are the groups current estimates for their reopening recoveries.

Plan Year Ending	Reconciliation		PDA Low Subsidy Estimate			PDA High Subsidy Estimate
	RMEIs	Subsidy	Subsidy	Change	Ratio	Subsidy	Change	Ratio
PYE 2007	528	$ 291,218.68	$ 301,946.18	$ 10,727.50	3.68%	$ 324,560.14	$ 33,341.46	11.45%
PYE 2008	504	$ 261,726.93	$ 289,867.55	$ 28,140.62	10.75%	$ 330,070.08	$ 68,343.15	26.11%
PYE 2009	515	$ 301,045.49	$ 332,281.44	$ 31,235.95	10.38%	$ 386,333.88	$ 85,288.39	28.33%
PYE 2010	507	$ 295,560.82	$ 350,853.13	$ 55,292.31	18.71%	$ 421,055.87	$125,495.05	42.46%
PYE 2011	518	$ 306,714.36	$ 315,237.75	$ 8,523.39	2.78%	$ 379,098.94	$ 72,384.58	23.60%
Totals	2,572	$ 1,456,266.28	$ 1,590,186.05	$133,919.77	9.20%	$ 1,841,118.91	$384,852.63	26.43%

Who We Serve

• Labor
• Corporate
• States and Municipalities